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Home insurance

Protect the things you love

Home insurance from just £126*

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*10% of customers paid £126 between 1st June 2025 and 30 November 2025.

defaqto 5 star rated home insurance

Why choose Hastings Direct home insurance?

Great cover at a great price

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What is home insurance?

Different types of home insurance

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Hastings Direct – Protect the things you love with alternative accommodation, new for old and 24/7 emergency claims helpline. 

Hastings Essential – Straightforward cover that includes alternative accommodation for your family and pets as standard: 

Hastings Premier – Our Defaqto 5 Star rated cover includes home emergency cover and home legal expenses as standard.

Optional Home and Contents Insurance Extras

Home Legal Expenses

Our home legal expenses cover gives you and your family unlimited access to RAC’s Personal Legal and Debt Helpline and will also pay out up to £100,000 towards legal costs to support a variety of issues.

Home Emergency Cover

Protect yourself for unexpected household emergencies, such as faulty heating systems, boiler breakdowns and roof damage.

What does our home insurance in the UK cover

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