At Hastings Direct, we know how important your home and its contents are to you. That's why we offer home insurance that covers you for the unexpected expense that theft, loss and damage can bring.Get a home insurance quote
Home insurance is a type of property insurance that covers your home and its contents for any loss or damage caused. There are three main types of home insurance policies to can choose from; buildings only insurance, contents only insurance, or combined buildings and content cover.
|£100,000 alternative accommodation cover*|
|New for old (excluding linens and clothing)|
|£1,000,000 of buildings insurance|
|£75,000 of contents insurance**|
|24 hour claims helpline|
|Defaqto 5 Star rated cover|
|Family legal expenses cover|
|Home emergency cover|
* Upgraded to £200,000 for Premier policies. Only for building and building and contents policies.
** Can be increased up to £150,000 for an additional charge.
The services we provide are covered under the Financial Services Compensation Scheme.
The price of home insurance varies depending on what you need covered, i.e. whether you need contents only, buildings only or combined buildings and contents cover. At Hastings Direct, we offer home insurance policies that start from just £99, and 50% of our customers pay less than £163pa†.
If you're living in, or renting out a property that you own, then you'll need to take out buildings insurance. If you're a tenant in the property, then it's the landlord's responsibility to cover the building insurance. You should check with your landlord when signing your contract that the insurance will be covered.
Your home and its contents are important to you, so contents insurance can reduce the stress of knowing that if something from your home were to get damaged or stolen, you'd be covered.Get a home insurance quote
†10% of all Hastings Direct home customers paid less than £98.51 and 50% of all Hastings Direct home customers paid less than £162.31 between August 2016 – July 2017, for combined buildings & contents cover, inclusive of taxes and fees.