Hastings Direct — Car, Van, Bike & Home Insurance

Home insurance

House and contents cover from Hastings Direct

At Hastings Direct, we know how important your home and its contents are to you. That's why we offer home insurance that covers you for the unexpected expense that theft, loss and damage can bring.

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What is home insurance?

Home insurance is a type of property insurance that covers your home and its contents for any loss or damage caused. There are three main types of home insurance policies to can choose from; buildings only insurance, contents only insurance, or combined buildings and content cover.

We also offer home emergency cover, home key cover and family legal protection as optional extras which you can add onto your home insurance policy.

What does home insurance cover?

Cover includedHastings
£100,000 alternative accommodation cover*
New for old (excluding linens and clothing)
£1,000,000 of buildings insurance
£75,000 of contents insurance**
24 hour claims helpline
Defaqto 5 Star rated cover
Family legal expenses cover 
Home emergency cover 

* Upgraded to £200,000 for Premier policies. Only for building and building and contents policies.

** Can be increased up to £150,000 for an additional charge.

The services we provide are covered under the Financial Services Compensation Scheme.

The average price paid for home insurance by other customers

For home insurance premiums the following information is provided on our website: "The price of home insurance varies depending on what you need covered, i.e. whether you need contents only, buildings only or combined buildings and contents cover. At Hastings Direct, we offer home insurance policies that start from £95 and 50% of our customers pay less than £155 pa*."

Do I need building insurance?

If you're living in, or renting out a property that you own, then you'll need to take out buildings insurance. If you're a tenant in the property, then it's the landlord's responsibility to cover the building insurance. You should check with your landlord when signing your contract that the insurance will be covered.

Do I need contents insurance?

Your home and its contents are important to you, so contents insurance can reduce the stress of knowing that if something from your home were to get damaged or stolen, you'd be covered.

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*10% of all Hastings Direct home customers paid less than £94.32 and 50% of all Hastings Direct home customers paid less than £154.10 between Jan 2018 – Dec 2018, for combined buildings & contents cover (inclusive of taxes and fees).

Car insurance

Our refreshingly straightforward car insurance is Defaqto 5 Star rated, so you can be sure you're getting a great product. Plus you can choose from a great range of optional extras.

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Bike insurance

Great value motorbike insurance with flexible extras. Tailor your cover to suit your needs and budget — leaving you free to enjoy the open road.

Online insurance quotes for bikes Get a bike quote

Van insurance

All the tools for a great van insurance package, plus flexible options such as breakdown cover and legal protection, so you can tailor your cover to your needs.

Online insurance quotes for vans Get a van quote

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