Choose car insurance with flexible levels of cover and optional extras. Take advantage of great cover at the right price, and enjoy the open road.
Select the level of cover that's right for you, and choose from a range of great optional extras to create the perfect package for your needs and budget.
We'll give you a car insurance quote for Hastings Direct and Hastings Premier so you can choose the level of cover that's right for you.
| Cover included | Hastings Direct | Hastings Premier |
|---|---|---|
| If you're hit by an uninsured driver, you won't lose your no claims discount or have to pay excess | ||
| Don't lose your no claims discount if your car's vandalised | ||
| Get a courtesy car while yours is being repaired | ||
| Insured in the EU for up to 90 days per trip | ||
| Personal accident cover up to £5,000 | ||
| In-car entertainment cover | ||
| Defaqto 5 Star rated cover | ||
| Child car seat cover | ||
| Windscreen cover | ||
| Four tiers of breakdown cover | ||
| Motor legal expenses |
Hastings Direct also offers a range of optional extras, such as enhanced personal accident cover, breakdown and motor legal expenses, which you can easily add to your car policy. Limitations may apply to these products.
The RAC Report on Motoring 2016 has revealed the number of drivers illegally using their mobiles at the wheel is on the rise. A total 31% of the 1,714 motorists polled admitted to using their phones, which is a sharp increase from the 8% recorded in 2014.
With 19% of drivers surfing social media sites while behind the wheel and 14% taking videos and photos, the motoring organisation has hailed the use of handheld mobiles the "biggest road safety concern among motorists today".
And what about car insurance? Hastings Direct offer Defaqto 5 Star rated policies, whether you're looking for third party insurance or comprehensive cover. As well as offering a whole host of benefits as standard, our policies can be tailored to suit your individual needs. Choose from a range of optional extras, from key protection and motor legal expenses to enhanced personal accident cover.
If you need to report a claim, call our helpline on 0333 321 9800 as soon as possible. One of our friendly team members will talk you through the straightforward claims process, advising you on the next steps.
A no claims discount is rewarded to drivers for each year you don't make a claim. Show you're a safe and responsible driver and you could earn a discount on your premium.
You're able to add a driver to your policy at any time, as long as they meet the insurer's individual terms. There's a £25 fee, and your premium may be affected.
At Hastings Direct we pride ourselves on offering quality cover for competitive prices. But don't just take our word for it, here's what our customers say about us.
Did you know Hastings Direct is one of Britain's most switched to car insurance providers¹? Switch to a Hastings Direct policy today and you could shave pounds off your car insurance.
Voted Car Insurance Provider of the Year by the general public in 2018
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