Hastings Direct — Car, Van, Bike & Home Insurance

Car insurance

Red car with knight and seagull

Choose car insurance with flexible levels of cover and optional extras. Take advantage of great cover at the right price, and enjoy the open road.

Why choose Hastings Direct car insurance?

Select the level of cover that's right for you, and choose from a range of great optional extras to create the perfect package for your needs and budget.

We'll give you a car insurance quote for Hastings Direct and Hastings Premier so you can choose the level of cover that's right for you.

Cover includedHastings
If you're hit by an uninsured driver, you won't lose your no claims discount or have to pay excess
Manage your policy 24/7 with MyAccount on mobile app, desktop or tablet
Don't lose your no claims discount if your car's vandalised
Get a courtesy car while yours is being repaired
Insured in the EU for up to 90 days per trip
Personal accident cover up to £5,000
In-car entertainment cover
Defaqto 5 Star rated cover
Child car seat cover
Windscreen cover
Four tiers of breakdown cover 
Motor legal expenses 

Hastings Direct also offers a range of optional extras, such as enhanced personal accident cover, breakdown and motor legal expenses, which you can easily add to your car policy. Limitations may apply to these products.

Get a car insurance quote

Dangerous driver distractions

The RAC Report on Motoring 2016 has revealed the number of drivers illegally using their mobiles at the wheel is on the rise. A total 31% of the 1,714 motorists polled admitted to using their phones, which is a sharp increase from the 8% recorded in 2014.

With 19% of drivers surfing social media sites while behind the wheel and 14% taking videos and photos, the motoring organisation has hailed the use of handheld mobiles the "biggest road safety concern among motorists today".

And what about car insurance? Hastings Direct offer Defaqto 5 Star rated policies, whether you're looking for third party insurance or comprehensive cover. As well as offering a whole host of benefits as standard, our policies can be tailored to suit your individual needs. Choose from a range of optional extras, from key protection and motor legal expenses to enhanced personal accident cover.


How do I make a car insurance claim?

If you need to report a claim, call our helpline on 0333 321 9800 as soon as possible. One of our friendly team members will talk you through the straightforward claims process, advising you on the next steps.

What's a no claims discount?

A no claims discount is rewarded to drivers for each year you don't make a claim. Show you're a safe and responsible driver and you could earn a discount on your premium.

Can I add a driver to my policy?

You're able to add a driver to your policy at any time, as long as they meet the insurer's individual terms. There's a £25 fee, and your premium may be affected.


At Hastings Direct we pride ourselves on offering quality cover for competitive prices. But don't just take our word for it, here's what our customers say about us.

Switching your car insurance

Did you know Hastings Direct is one of Britain's most switched to car insurance providers¹? Switch to a Hastings Direct policy today and you could shave pounds off your car insurance.

  1. GfK FRS 12 months ending August 2016

Car insurance policy documents

Don't have a policy with us yet?

You'll be able to see your documents once you've bought a policy with us. Simply fill out the quote details, selecting the level of cover that's right for you and choose from our wide range of optional extras to create the perfect package for your needs and budget. Get a car insurance quote.

Already have a policy with us?

If you've registered, log in to MyAccount to view your policy documents and find other useful information. Or you can download your documents here:

What does your policy number start with?


All our policies comply with the General Data Protection Regulation (GDPR) and your latest data protection rights. Please view our privacy notice.

Telematics insurance

SmartMiles offers great savings on insurance for young and new drivers who are safe behind the wheel. Plus, we'll give you hints and tips to help you improve your driving, so you can save even more at renewal.

› More about telematics

Get a telematics insurance quote

Home insurance

Relax in the knowledge that your home and its contents are well covered. Choose from buildings, contents and combined policies to get the level of cover you need.

Request a home insurance quote Get a home quote

Bike insurance

Great value motorbike insurance with flexible extras. Tailor your cover to suit your needs and budget — leaving you free to enjoy the open road.

Request a motorbike insurance quote Get a bike quote

Van insurance

All the tools for a great van insurance package, plus flexible options such as breakdown cover and legal protection, so you can tailor your cover to your needs.

Request a van insurance quote Get a van quote

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