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Car insurance

Get car insurance from just £291*

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*10% of new customers paid £291 or less in March 2025. Excludes YouDrive.

Defaqto 5 star rated car

Why choose Hastings Direct car insurance?

One of the UK’s most competitive car insurance providers, with over 3 million car customers and over 25 years' experience

Here when you need us - that’s why we accepted 99% of customers motor claims in 2024 and have a 24/7 emergency claims helpline

Our easy-to-use app makes it simple to message us, manage your policy, make a claim and renew online. We'll even give you tips on how to drive better if you’re a YouDrive customer

Great cover at a great price

Let’s get you covered

What does our car insurance for UK drivers cover?

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Hastings Direct YouDrive – Get a great price from day one – and a great price every year if you drive well

Hastings Direct – Defaqto 5 Star rated cover that includes courtesy car, windscreen cover and uninsured driver promise

Hastings Essential – straightforward cover that includes a courtesy car and EU cover as standard

Hastings Premier – Our Defaqto 5 Star rated cover includes motor legal expenses, RAC breakdown and a courtesy car

Optional extras

Take out vehicle breakdown cover with Hastings Direct and you can boost protection with our range of optional extras.

RAC breakdown cover 

Choose from four levels of breakdown cover, provided by our friends at the RAC.

Motor legal expenses

Protect yourself against possible costs of legal action following an accident.

Enhanced personal accident cover 

Increase your personal accident cover up to £100,000 – for you and up to six passengers. 

How we work out your car insurance price in the UK

Tips for lowering your car insurance quote

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