Hastings Direct

Bike insurance

Insurance for Motorbikes, Motorcycles, Mopeds and Scooters

Choose motorbike insurance from Hastings Direct and take advantage of great cover at the right price. Select from a range of options to suit every budget, so you can enjoy the open road.

Why choose Hastings Direct bike insurance?

We provide two levels of bike insurance so you can make sure you get the right cover for your needs.

Cover includedHastings
90 days of EU cover each trip abroad per trip
Multi bike — savings on additional bikes
Protected no claims discount available *;
Discounts for advanced riders
Uninsured driver promise *;
24/7 claims helpline
Defaqto 5 Star rated cover 
Helmet and leathers cover 
£100,000 of legal cover 

Hastings Direct also offers a range of optional extras, such as personal accident cover, breakdown and legal protection, which you can easily add to your motorbike policy. Limitations may apply to these products.

*; Protected no claims discount and uninsured driver promise applies to policies underwritten by Advantage only. Terms and conditions apply, please see your policy wording for details.

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The future of riding

It used to be the stuff of sci-fi movies, but now artificial intelligence (AI) is creeping its way into our day-to-day lives. Motorcycling is no exception.

Kawasaki recently announced plans to develop next generation bikes that will 'have a personality' and grow with the rider. The integrated AI system will be able to pick up on the rider's emotional state and skill, offering safety advice and tips to enhance the riding experience. Creepy, or cool? That's for you to decide.

But for now, whether you enjoy cruising on a Dyna Low Rider, touring the UK on a Gold Wing, or zipping around town on a Vespa, you want to make sure you and your beloved bike are well-protected, no matter how much technology your bike has. With Hastings Direct, you'll be able to ride safe in the knowledge we've got you covered should anything happen.

No two riders are the same, and that's why we offer lots of extras you can add to your policy. From breakdown cover to legal protection, you can create the perfect policy for your needs.


Is my riding gear covered?

Not automatically, but we do offer helmet and leathers insurance as an optional extra. For just £2.67 per month (excluding interest), you'll receive up to £750 worth of cover in the event your riding gear is damaged in a motorbike accident anywhere in the UK.

I'm 16, can I ride a scooter?

You can ride a moped or scooter from the age of 16, but you'll need to get yourself a provisional licence and undertake compulsory basic training (CBT). Once this is complete, you can ride a scooter or moped up to 125cc with a power output of 11kW. You need to display L plates (L or D plates in Wales) until you pass your full motorbike test.

Can I carry passengers?

Hastings Direct motorbike insurance doesn't include cover for pillions as standard. If you have a full motorbike licence, you can request pillion cover is added to your policy.

Helmet and leathers cover

Hastings Premier motorbike insurance includes up to £750 of helmet and leathers cover as standard.

› More about helmet and leathers cover

Car insurance

Our straightforward car insurance is Defaqto 5 Star rated, so you can be sure you're getting a great product. Plus you can choose from a great range of optional extras.

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Home insurance

Relax in the knowledge that your home and its contents are well covered. Choose from buildings, contents and combined policies to get the level of cover you need.

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Van insurance

All the tools for a great van insurance package, plus flexible options such as breakdown cover and legal protection, so you can tailor your cover to your needs.

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