Van insurance policy features and extras

Need to insure your van? At Hastings Direct, we offer a range of cover options to suit all budgets and requirements, plus a number of policy extras.

Comprehensive cover provides protection for your van if it was damaged due to an accident, theft, fire or vandalism. If you run a van for your business, comprehensive cover can help to get you back on the road as soon as possible.

You can also opt for a third party or third party, fire & theft policy. These may be cheaper, but the benefits are more basic and your van won't be covered if it's vandalised or damaged in an accident.

Some of the benefits of Hastings Direct and Hastings Premier van insurance policies include:

• Up to £750 of in-van entertainment system cover
• Up to £250 of personal items cover
• Unlimited windscreen and glass cover
• Up to 6 years' no claims discount
• Access to a 24-hour claims helpline
• Option to protect your no claims discount.

With Hastings Direct, you can personalise your policy by choosing from a range of add-ons, such as:

› Van breakdown cover

Choose from four levels of breakdown cover, all of which feature roadside assistance anywhere in the UK, plus protection against misfuelling. The most comprehensive breakdown cover option includes European cover, home service and an emergency driver.

› Personal accident

Van personal accident cover with Hastings Direct covers for certain bodily injuries as a result of an accident involving your van. Features of this cover include daily hospital cash and emergency dental treatment in the event of an assault, as well as stress counselling following a claim for bodily injury.

› Replacement vehicle

Being involved in an accident is the last thing anyone needs, but to then be stuck with no way of getting around adds to the stress. So, if your van's stolen or you can't drive it due to a fire, attempted theft, vandalism or at-fault accident, you could get a replacement vehicle for up to 28 days.

Full terms and conditions can be found in our optional additional products booklet.