Bike insurance — your cover

Choose the right level of bike insurance cover for you — comprehensive cover will protect your bike in the event of damage by accident, theft, fire or vandalism, helping to get you back on the road. Third party fire and theft insurance cover is also available if you prefer — this may be cheaper, but won't cover damage to your bike caused in an accident or by vandalism.

Your bike insurance cover can include:

  • protected no claims discount option
  • up to 6 years no claims discount
  • introductory discounts for riders with zero no claims discount

Discounts available for

  • continuous ownership
  • garaging
  • security measures

Optional extras can be added to your multi bike insurance policy for increased protection:

Bike legal cover – You can claim up to £100,000 to pay your legal costs, claim back your policy excess, or get compensation for you and your family if you suffer injury or loss of life in a non-fault motor accident that would not be covered by any standard bike insurance policy.

Bike breakdown cover – Breakdown cover includes roadside assistance, onward transportation and home start, anywhere in the mainland UK.

Bike personal accident – If you suffer a specified injury as a result of an accident, you will receive a benefit of up to £15,000. If you are a victim of road rage, this cover pays £100 for each day spent in hospital for up to 30 days.

Full terms and conditions can be found in our additional products booklet.

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