Hastings Direct — Car, Van, Bike & Home Insurance

Bike insurance policy & extras

We offer a range of bike insurance options at Hastings Direct, allowing you to choose the level of cover that best suits your needs and budget.

If you're a biker on a budget and want a no frills solution, you can choose from our third party or third party fire and theft insurance. Third party covers the other person and their property if you're involved in an accident. Third party fire and theft offers the same cover but with extra protection if your bike is stolen or damaged by fire.

As our top level insurance, comprehensive cover will protect your bike in the event of damage by accident, theft, fire or vandalism. If something unexpected happens, we'll do all we can to help get you back on the road as soon as possible.

Some of the benefits of Hastings Direct bike insurance include:

  • Up to 6 years' no claims discount
  • 90 days of EU cover per trip abroad
  • Access to a 24/7 UK helpline
  • Option to protect no claims discount.

Discounts are available for:

  • Advanced riders
  • Multi-bike policies
  • New policyholders with zero no claims discounts
  • Continuous ownership
  • Garaging
  • Security measures

If you select a Hastings Premier policy, you'll benefit from helmet and leathers protection, plus £100,000 of legal cover.

When you take out bike insurance through Hastings Direct, you can boost your cover by adding extra benefits to your policy. These include:

Bike legal cover

You can claim up to £100,000 towards legal costs, claim back your policy excess and get compensation for you and your family for injury or loss of life in a non-fault accident.

Bike breakdown cover

Choose from three levels of bike breakdown cover. All policies feature roadside assistance anywhere in the UK and cover for misfuelling.

Bike personal accident

If you suffer a specified injury as a result of an accident, you'll receive a benefit of up to £15,000. If you're a victim of road rage, this cover pays £100 for each day spent in hospital for up to 30 days.

Full terms and conditions can be found in our optional additional products booklet.

Bike insurance

Our refreshingly straightforward bike insurance is Defaqto 5 Star rated, so you can be sure you're getting a great product. Plus you can choose from a great range of optional extras.

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