Hastings Direct — Car, Van, Bike & Home Insurance

Motorbike key cover

You're getting ready to set off on a Sunday afternoon ride with a few friends, but you can't find the key to your bike. You ask your partner, rummage through your pockets, check every drawer in the house, but it's nowhere to be seen.

Losing your bike key can be a real nightmare. Not only will you waste your time looking for it, but you could end up having to fork out for a replacement. And if you misplace your key when you're out and about, you could find yourself stranded and unable to ride home.

Many bikers simply don't want to take the risk, which is why they take out key cover on top of their motorbike insurance policy. Key cover protects riders in the event their bike keys are lost or stolen, covering them for the costs for a replacement

Bike key cover isn't normally a standard product on motorbike insurance policies, so you'll need to purchase it for an additional cost.

Key cover with Hastings Direct

Take out cover with Hastings Direct and your home and office keys are protected as well as your bike keys.

Our policy will provide you with up to £1,500 worth of cover in the event your bike, home or office keys are lost, stolen, locked in, or broken in the lock, meaning you're unable to enter or leave your home.

Bike key cover is provided through Inter Partner Assistance and is available to customers with a bike insurance policy bought through Hastings Direct. Some of the policy benefits include:

  • Up to £1,500 annual cover for locksmith charges, new locks and keys (including alarm and immobiliser reprogramming).
  • Up to £75 per day, for up to 3 days, for car hire if you're stranded more than 20 miles away from home, or alternative reasonable public transport or taxi fares.
  • Access to a 24-hour emergency helpline, open 365 days of the year.
  • No excess payable if you make a claim.

If your keys are lost or stolen and you need to make a claim, it won't affect any no claims discount you've built up on other insurance policies.

What's not covered:

  • Costs incurred before you notify Inter Partner Assistance.
  • Claims for key theft which are not reported within 48 hours and a crime reference number from the police is not obtained.
  • Claims where you cannot provide valid receipts.
  • Claims for additional or duplicate keys.
  • Keys that are lost by someone other than you or a member of your immediate family living in the same home as you.
  • Keys stolen from someone other than you or a member of your immediate family living in the same home as you.
  • Locks damaged prior to the loss or theft of keys.

How to claim

If you need to make a claim, simply call the claims helpline on 0333 321 9800 (from Europe call +44 1424 738 585) and assistance will be arranged for you. You must report the incident with 48 hours of discovering it, quoting 04 605 41. All claim related costs must be met by the policyholder in the first instance.

The full terms and conditions of our bike key cover can be found in our optional additional products booklet.

Bike insurance

Our refreshingly straightforward bike insurance is Defaqto 5 Star rated, so you can be sure you're getting a great product. Plus you can choose from a great range of optional extras.

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