Hastings Direct — Car, Van, Bike & Home Insurance

Multi bike insurance

Insurance for Motorbikes, Motorcycles, Mopeds and Scooters

If you own more than one bike, you could save yourself time and money by insuring them all on a multi bike policy.

* Only available via our UK call centre

If biking is one of your passions, you may have more than one machine sitting in your garage. Perhaps you own several bikes; one you ride to work, one you use to zip around town, and the other you save for weekend cruises.

But did you know that you can save both time and money by combining insurance and taking out a multi bike policy? If you don't want the hassle of managing multiple policies; choose multi bike cover, and you only need to worry about one.

A multi bike policy tends to be cheaper because insurers calculate the premium partly based on the fact that you'll only be riding one bike at any given time.

Unlike multi car insurance though, multi bike insurance will only cover you, the main rider. It's not really suitable if other people in your household also ride, as the policy doesn't allow multiple bikes to be on the road at the same time.

Insurance groups

Similar to cars and vans, all motorbike makes and models are grouped in terms of their value and power. There are between 17 and 22 motorbike groups, with most models falling under groups 3–17.

Generally speaking, the more powerful and expensive a bike is, the higher the group and the more it will cost to insure. So, if you have a multi bike policy, any bikes you own that are in the lower groups can balance out those in the higher groups, in turn bringing down the price you pay for cover.

Multi bike insurance from Hastings Direct

All of our policies are Defaqto 5 Star rated, giving you peace of mind you're well protected whenever you take to the road.

Our policies come with a range of benefits as standard, such as 90-day EU cover and 6 years' no claims discount, with the option to protect it. We also offer introductory savings for riders with zero no claims discount.

Other multi bike discounts are available for:

  • Continuous ownership
  • Garaging
  • Security measures

Optional extras

If you want, you can tailor your policy to boost your cover, choosing from a range of optional extras. These include:

Bike legal cover

Claim up to £100,000 to pay legal costs, claim back your policy excess, or get compensation for you and your family if you suffer injury or loss of life in a non-fault accident. This wouldn't normally be covered by any standard multi bike insurance policy.

Bike key protection

Take our bike key protection and you'll receive £1,500 worth of cover in the event your keys are lost, stolen or damaged. This sum also includes any out of pocket expenses you get from replacing or repairing your keys.

Helmet and leathers cover

Riding gear isn't cheap, add helmet and leathers cover to your policy and you'll receive up to £750 for clothing that's damaged as a result of an accident under your multi bike insurance policy.

Bike personal accident

Personal accident cover can pay up to £15,000 if you're injured in an accident while riding your bike. You're also protected if you fall victim to road rage, with your insurer paying £100 a day for hospital stays, up to 30 days.

Full terms and conditions can be found in our optional additional products booklet.

Helmet and leathers cover

Hastings Premier motorbike insurance includes up to £750 of helmet and leathers cover as standard.

Car insurance

Our refreshingly straightforward car insurance is Defaqto 5 Star rated, so you can be sure you're getting a great product. Plus you can choose from a great range of optional extras.

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Home insurance

Relax in the knowledge that your home and its contents are well covered. Choose from buildings, contents and combined policies to get the level of cover you need.

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Van insurance

All the tools for a great van insurance package, plus flexible options such as breakdown cover and legal protection, so you can tailor your cover to your needs.

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