As a nation we're keen gardeners, spending around £30,000 in our lifetimes on keeping our hedges trimmed and flowerbeds blooming. But it's not just the plants to think about, those of us with families or outdoor hobbies are sure to have plenty of tools, toys and sports equipment in our gardens too.
With so many valuable possessions to tempt thieves, it's important you have a good home insurance policy which covers your outbuildings and belongings, as well as inside your home.
Most burglars will only look for easy ways to get in, so taking a few simple precautions will help make your house and garden more secure and reduce your risk of being burgled. We've put together some tips on how to tighten up your security.
First impressions count and kerb appeal is a big deal in today's housing market. But expensive plants and garden ornaments are easy targets for thieves, so try to weight them down. Gravel is easy to install and is a great security precaution for any paths or driveways, as the noise helps to deter burglars.
Be sure to have lockable gates and safe, secure fences all the way around your property, especially if one side has public access. If you're not sure who's responsible for this check your deeds. You could also install outside sensor lighting and CCTV.
Source: 10 ways to deter garden thieves — telegraph.co.uk
73% of UK homeowners have a garden shed, summerhouse or other outbuilding where they'll store thousands of pounds of bikes, tools, toys and sports equipment, often with little or no security. So make sure sheds are locked at all times, fit a battery-operated alarm and chain and padlock any expensive items.
Garden furniture is the most common thing to be stolen from outside a home, so use an ultraviolet pen to mark all your valuables with your name and address. Lock expensive items away in a secure shed or garage, or inside your home. Be particularly careful not to leave out ladders or tools that could be used to break into your house. A trellis leading to a window could also provide easy access to your house, so consider where you place things.
Levels of cover can vary enormously so read your policy with care. Check items such as bicycles are included, or specified separately to make sure you don't end up out of pocket.
At Hastings Direct we pride ourselves on offering quality insurance at competitive prices. Our home contents policies cover garages and outbuildings, are Defaqto 5 Star rated and come with a range of benefits as standard.