Home insurance protects the building you live in from theft and damage caused by fire and flood.
Having your home and possessions destroyed by fire or flood would be devastating – but it would be worse if you didn't have protection in place. Home and contents insurance relieve the financial burden by covering the cost of repairing your home and replacing your possessions if the worst should happen.
If you've got a mortgage, your provider might have insisted you take out buildings insurance as part of the loan conditions. But you can still choose to extend your cover to protect your contents against damage and theft, too.
If you're a tenant living in a rented property, buildings insurance is usually your landlord's responsibility. But if you want the added protection of contents insurance, you'll need to arrange it.
Along with the bricks and mortar of your home, building insurance covers permanent structures within your home (such as bath tubs and fitted kitchens), and outbuildings (including extensions, sheds, conservatories and garages). Your home will be protected from loss or damage caused by:
Contents insurance covers the belongings in your home which aren't part of the structure of the building such as beds, sofas, curtains, televisions, computers and kitchen appliances – even the contents of your freezer are covered. Your belongings will be protected from loss or damage caused by:
If you're interested in both types of cover, then you can take out combined buildings and contents insurance. The main benefits of a joint policy are that it's easier to manage, plus it could save you money.
We can offer you home cover for a price that won't break the bank. Get your home insurance quote today and see how much you could save.
Our refreshingly straightforward home insurance is Defaqto 5 Star rated, so you can be sure you're getting a great product. Plus you can choose from a great range of optional extras.Get a home insurance quote