Home insurance policy features & extras
Your home insurance cover includes:
On both buildings and contents cover you can extend the standard cover to include further accidental damage, to protect against those little accidents that happen from time to time; such as spilling paint on the carpet or a DIY disaster.
You'll also have the option to extend standard contents cover to cover items away from the home; such as pedal cycles, items of jewellery or sports equipment.
Plus, you can tailor your policy to your needs by choosing from these optional extras:
Home emergency cover
With home emergency and boiler cover from Hastings Direct, you receive emergency property assistance with 24 hour access to a specialised team who can appoint a qualified tradesman 365 days a year. It provides cover for things like your primary heating system failing, failure of the electricity or gas supply or infestation of pests.Home emergency cover
Home legal expenses
As an optional extra you can add home legal expenses that covers you and your family living with you with up to £100,000 towards legal costs to support you with employment disputes, contract issues, disputes or damage to your home, personal injury, clinical negligence, probate disputes, school admissions disputes and tax disputes. Our home legal expenses cover also gives you and your family unlimited 24-hour access to RAC's Legal Helpline to discuss any personal legal and debt matter.Home legal expenses