Hastings Direct — Car, Van, Bike & Home Insurance

Home key cover

Our key cover policy provides you with up to £1,500 worth of cover in the event that your vehicle, home or office keys are lost, stolen, locked in or broken in the lock denying access to your property.

  • Up to £1,500 annual cover for locksmith charges, new locks and keys.
  • A 24 hour, 365 days a year, emergency helpline.
  • There is no excess payable in the event of a claim.
  • You can make a claim on this policy without affecting your no claims discount on your other insurance policies.

You are not covered for:

  • All costs incurred where you have not notified Inter Partner Assistance within 48 hours of the discovery of the incident.
  • Any claim for theft or keys which is not reported within 48 hours and a crime reference number is not obtained.
  • Any claims where you cannot provide valid receipts or tickets.
  • Locks damaged prior to the loss or theft of keys will not be covered.

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