Can you afford your first home? Beware of the hidden costs

Buying your first home is hugely exciting and it's probably the biggest financial decision you'll ever make. Before you start viewing potential buys, you need to get your head around the costs you'll have to cover once you've had an offer accepted. That way, you can be sure you don't end up buying a house you can't afford.

    Stamp duty

    Mortgage fees

    Legal fees

    Survey

    Renovations

    Insurance

    Furnishings

    At Hastings Direct, we know how important your home and its contents are to you. That's why we offer home insurance that covers you for the unexpected expense that theft, loss and damage can bring. Plus, you can choose from a great range of optional extras.

    Log in to MyAccount to manage your policy online. You can view and download documents at your convenience. If your policy number starts with 'XA' you can also make payments and changes to your policy online.