What is buildings insurance?

Buildings insurance could give you cover if something happens to the structure of your property — the bricks and mortar of the building.

As well as covering things like the walls, windows and roof of your property, building insurance also covers permanent structures within your home including baths and fitted kitchens.

Outbuildings are also covered by buildings insurance, so your sheds, extensions, conservatories and garages could be covered under your policy.

Optional extras available from Hastings Direct

At Hastings Direct we know that all of our customers have a different need which is why you can tailor your buildings insurance to suit your circumstances. When you are getting your buildings insurance quote you can choose the following optional extras:

• Family legal protection which can offer you help from solicitors should you encounter problems purchasing goods and services, disputes at work, or noisy or difficult neighbours.
• Up to £1,500 for lost or stolen keys which could help with the costs incurred by the loss of your keys — such as locksmith charges and replacement key costs.
• Home emergency assistance which can help you get immediate assistance with domestic problems such as burst pipes.