Telematics car insurance for young and new drivers

Great savings and annual discounts for safe driving!

Save over a third – with annual discounts for safe driving!*

Get a telematics insurance quote

* SmartMiles customers in 2014 achieved an average saving of 39% compared to our standard Hastings Direct car insurance price.

Hastings Direct SmartMiles offers excellent savings for young and new drivers who are safe behind the wheel.

Show us you're a good driver and earn safe driving discounts at renewal on top of your no claims discount. Monitor your driving at any time through our mobile app or your online dashboard. Get hints and tips to help you improve your driver rating and lower your renewal cost.

Is SmartMiles right for you?

  • Aged 17+ years
  • Want the opportunity to save money on your car insurance
  • Happy for a SmartMiles box to be fitted to your car
  • Will drive less than 15,000 miles in the next year
  • Mainly drive between 5am and 10pm

Why choose SmartMiles?

  • Up to 10% discount for students
  • We'll give you hints and tips to help you improve your driving
  • You can earn discounts for your renewal based on your driving behaviour plus no claims discount
  • You can monitor your driving with our mobile app or your personal online dashboard
  • You can access your documents and manage your policy online

Cover includes

  • Rewards for safe driving
  • Earn no claims discount
  • Courtesy car*
  • Theft recovery service if your car is stolen
  • Cover for legal costs up to £100,000
  • Uninsured driver promise
  • Vandalism cover
  • …and stuff in your car's covered too, up to £300†

* Subject to availability when using an approved repairer
† Terms and conditions apply, please see our policy wording for details.

Get a telematics insurance quote

Home insurance

Relax in the knowledge that your home and its contents are well covered. Choose from buildings, contents and combined policies to get the level of cover you need.

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Bike insurance

Great value Defaqto 5 Star rated motorbike insurance with flexible extras. Tailor your cover to suit your needs and budget — leaving you free to enjoy the open road.

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Van insurance

All the tools for a great van insurance package, plus flexible options such as breakdown cover and legal protection, so you can tailor your cover to your needs.

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