What is key protection?

You can add key protection cover to any of our car insurance policies. It will help cover the cost of replacing or recovering keys for your home, car and office keys should they ever get stolen, lost or broken in a lock. As well as covering you, this additional product will also cover any family members who live with you.

What's covered:

  • Up to £1,500 annual cover for replacing lost, stolen or damaged keys
  • Access to a 24-hour emergency helpline, 365 days a year
  • Up to £75 per day (max three days) for car hire if your car is stranded
  • No excess to pay if you have to make a claim
  • Making a claim won't affect any no claims discount you've built up on other insurance policies.

What is not covered:

  • Any claim for theft of keys which is not reported to the police and a crime reference number is not obtained
  • Any claim for additional or duplicate keys
  • Any claims where you can't provide valid receipts or tickets
  • Keys lost or damaged in a lock by someone other than you or a member of your immediate family living at your address
  • Keys stolen from someone other than you or a member of your immediate family living at the same address.

Full terms and conditions can be found in our insurance policy documents

Lost or stolen car keys

If you're forever losing things, you're not alone. On average, we spend around ten minutes a day searching for our lost items and top of the list are our mobile phones, house keys and car keys.

Car key protection insurance with Hastings Direct

For added peace of mind, you could take out insurance to safeguard you from the costs of replacing your keys.

A Hastings Direct car key protection insurance policy offers up to £1,500 worth of cover to replace keys if they're lost, stolen or damaged. You're also protected if your keys break in the lock or are locked inside your car, home or office.

Other benefits include up to £75 per day (for up to three days) for car hire if your car's stranded, access to 24-hour emergency assistance; and no excess payable if you claim. Plus, if you do need to make a claim, it won't affect any discount you've built up on other car insurance policies.

All information is correct at time of publication. Hastings Direct cannot be held responsible for any misinformation displayed.

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