Over 50s car insurance

According to road safety charity Brake, drivers aged 60-69 actually have less than half the crash rate than drivers aged 20-29.

We value older drivers as they're usually more experienced and cautious on the road, and tend to avoid driving at peak times when most accidents occur. And all of this often means drivers over 50 benefit from affordable, yet complete cover.

You'll benefit from all the usual features of a third party or comprehensive insurance policy, but you could also be rewarded with cheaper premiums due to your age and driving experience. Get covered with Hastings Direct and you can pick from our Direct and Premier policies, which are Defaqto 5 Star rated.

Our Premier car insurance is our most comprehensive policy to date, designed to give you peace of mind you're well-protected behind the wheel. The benefits that come as standard on this policy include legal protection, roadside assistance and courtesy car.

Experienced drivers can also get a Hastings Direct YouDrive policy, which gives you cheaper car insurance simply by sharing your driving data with us. You'll get a great price when you start your policy and, if you're a good driver, you'll keep getting a great price every time you renew. All you'll need is a smartphone to start taking control of your policy price.

Age is just one of many factors insurers consider when calculating your premium. So if you're an older driver with decades of driving experience and a no claims history, you could be rewarded with a reduction in the cost of cover.

However, this doesn't mean car insurance is always cheaper for older drivers, as insurers consider many other factors. For insurance, driving a powerful or expensive car, or parking on a street instead of in a garage could increase the price of insurance.