Cars parked in a street.

Multi Car insurance

Switch to Multi Car cover and you could save £183!*

As a Multi Car customer, you can save money on every car you add to the policy. And don't worry if the additional cars aren't due for renewal yet – we've got that covered too.

* Average saving for customers with two cars quoted
between 1st December 2021 - 21st March 2022.

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Already have car insurance with us?

No problem, just give us a call so, we can add cars to your existing policy.

0333 321 9827

What's included with Multi Car insurance

With our multi car cover insurance, get all this included as standard:

  • A 10% discount for every car you insure^
  • The same renewal date for all cars
  • Hastings Premier and Direct policies independently 5 Star rated by Defaqto
  • Comprehensive policies include windscreen and £5,000 personal accident cover as standard*
  • Uninsured driver and vandalism promise (comprehensive only)**
  • EU cover up to 90 days per trip.

* Hastings Essential policies don't include windscreen cover and come with £1,000 personal accident cover as standard.

** Not included on Hastings Essential policies.

^ 10% won't be applied straight away to cars that have already been purchased and are on the policy, the discount will be applied at the next renewal.

How Multi Car insurance works

You can add cars for anyone that lives with you at your address and you'll get a discount for every car you add. The cars can be at any point in their current policy, we'll just align them to renew the same time as your car. Handy, eh!

Each car will have its own policy under the Multi Car cover, but you would be the main account holder. This means you can manage the policies online and are ultimately responsible for all payments.

Is Multi Car cover cheaper?

Just like all other insurance, the price you pay for cover depends on a wide range of things. But you'll get a discount for every car you add to the policy, so you could be surprised by how much you save. You'll also benefit from having all cars under one handy account, which makes managing them easier for everyone as you'll only have to remember one renewal date!

You don't even have to be related to benefit from Multi Car cover, so this type of cover works just as well for friends who live together as it does for families and couples. It's flexible too, each car can have a different level of cover and excess amount, as well as any additional extras such as breakdown cover.

Can you have two main drivers on the same car?

No – any car insurance policy needs to have one main driver (policyholder) and then any additional drivers are added as named drivers.

On a Multi Car insurance policy, it's likely the main driver on the policy will be the only one who gets to build up their no claims discount (also called no claims bonus). If one of the cars on the account is involved in an accident, then the discount on that vehicle will be reduced unless the policyholder has no claims discount protection.

Is it cheaper to add a second driver?

Adding a second or named driver to a policy could lower premiums depending on the risk profile of the person you're adding.

It has a lot to do with the second driver's record and driving history. For instance, if they're inexperienced or have points on their licence, it could end up increasing the cost of cover.

How does the Multi Car insurance discount work?

Just like all other insurance, the price you pay for cover depends on a wide range of things. But you'll get a discount for every car you add to the multi car policy, so you could be surprised by how much you save.

As it’s multi car cover, you'll also benefit from having all cars under one account. So, it makes managing them easier for everyone, as you'll only have to remember one renewal date.

You don't even have to be related to benefit from Multi Car cover. This type of multi cover insurance works just as well for friends who live together as it does for families and couples. While it’s multi policy insurance, it's flexible too as each car can have a different level of cover and excess amount – as well as any additional extras such as breakdown cover.

Why choose Hastings Direct Multi car cover?

You'll get a 10% discount^ on every car you add (you can add up to 4 cars currently) even if the policy doesn't start until up to 11 months away. You can pay monthly with one payment for all cars and manage everything with one policy. So, if you change address, you only need to do it once.

^ 10% won't be applied straight away to cars that have already been purchased and are on the policy, the discount will be applied at the next renewal.

Retrieve your car insurance quote

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