How is car insurance calculated?

A host of factors are considered when calculating drivers' insurance premiums. Check out our guide below for more information and for what to be aware of when shopping for car insurance.

    Calculating insurance


    Driving record

    Claims history


    Choose your car wisely

    Consider the level of cover

    Make your car secure

    Raise your excess

    Build up a no claims discount

    Alter your job description

    Add another driver

    Don't modify your car

    Pay annually

    Car insurance

    Our Direct and Premier policies are 5 Star rated by Defaqto, so why not get a hassle-free car insurance quote today.

    Log in to MyAccount

    Log in to MyAccount to manage your policy online. You can view and download documents at your convenience. If your policy number starts with 'XA' you can also make payments and changes to your policy online.