Family car insurance

At Hastings Direct we know that when it comes to your family and your car, there is nothing more important than staying safe on the road.

Family life can often be hectic enough, so why not keep things simple by taking out?

Tips for keeping your family happy

From your new bundle of joy to your grumpy grandpa, keeping your family safe is always priority. So whether you're exploring a new part of the UK with your family, or you're simply acting as 'taxi', keep these tips in mind:

Picking a car:

• Big car or little car? According to Euro NCAP, larger, heavier vehicles tend to fare better than smaller and lighter ones in an accident¹. However most new cars come with a safety rating that you can use for guidance.
• Brand new or second hand? Second hand cars are often attractive to families on a budget, but in order to make sure that the investment is a sensible one, have rust and corrosion professionally checked first. Damage such as this can affect the structure and integrity of a car, which could potentially make it less safe.

Remember the practicalities:

• How many doors? A three door car may be less expensive than a five door model, but consider how often your children will need to get in and out throughout the day. If you are expecting a baby, don't underestimate all of the kit that comes along with it!
• How many seats? Having at least four seats is essential for most families, but having an extra middle seat can be useful. Make sure that a proper seatbelt is available here instead of a simple lap belt.

1. Euro NCAP (2010)