Defaqto car comparison table

The benefits we offer make us stand out from our competitors — that's why we're 5 Star rated
Product features Cover provided Hastings DirectCar Insurance (Panel) AdmiralMotor Insurance Direct LinePrivate Car Policy esureStandard Car Insurance LV=Motor Insurance Tesco BankCar Insurance (Direct)
Defaqto Rating   Defaqto 5 Star rated insurance cover Defaqto 3 Star rated insurance cover Defaqto 5 Star rated insurance cover Defaqto 5 Star rated insurance cover Defaqto 5 Star rated insurance cover Defaqto 5 Star rated insurance cover
Defaqto Rating   5 Star 3 Star 5 Star 5 Star 5 Star 5 Star
Alternative transport costs Up to £250 for alternative transport costs following a claim
Uninsured driver benefit* No Loss of NCB or Excess to Pay if hit by an Uninsured Driver
Vandalism promise* No Loss of NCB if vehicle is vandalised
Personal belongings cover "up to £300 for lost, damaged personal belongings in your car following accident, fire or theft."
Courtesy car** Provided as standard Optional Optional
Maximum free foreign use days 90 days or more

Note: This information has been verified by independant research company — Defaqto — on 10th March 2015 (Source: Defaqto Matrix)

* For Hastings Direct — Uninsured driver benefit & vandalism promise applies only to policies underwritten by Advantage

** For Hastings Direct — The courtesy car service is only available for the duration of your repairs whilst using one of the insurers nominated repairers, for full details please refer to the policy wording.

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