Budget car insurance

Find comprehensive car insurance for even the strictest budget from Hastings Direct. Our essential cover offers a no frills solution for drivers on a budget, so if you're looking for cheaper insurance premiums you've come to the right place.

We'll provide you with just the essentials, making sure that you're paying for exactly what you need and nothing more - meaning cheaper car insurance!

We have included, as standard, some features which we know are valuable to you:

  • FREE half price MOT voucher with every quote¹
  • Guaranteed courtesy car²
  • A policy excess you can adjust
  • The option to protect your no claims discount
  • All repairs guaranteed for 3 years

For insurance which covers just the basics, get a Hastings Essential car insurance quote now and see how much you could save.

  1. By entering your MOT renewal date details you are agreeing to be contacted by Halford Autocentre so that they can provide you with your voucher. After completing your quote, please allow up to 40 days to receive the voucher.
  2. An essential comprehensive car insurance policy means that following an accident, you are guaranteed the use of another car while your car is undergoing repair. This service also frequently extends to include recovery of the vehicle to your home or nearest approved repairer – subject to the repair being carried out by your insurer-approved repairer. A courtesy car is not available in respect of total loss claims or where the vehicle is stolen and unrecovered, or for accidents occurring outside the UK. In the event you need to make a claim on your policy your insurer may instruct an approved repairer to carry out the repairs. In most cases, if they do instruct repairs to start, a standard courtesy car will be supplied during the period of the repairs. A standard courtesy car is a category 'A' vehicle, normally a small 3 door, 1 litre hatchback car. Any accident you or any insured driver are involved in must be notified within 48 hours.
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