Hastings Direct.

Important - Coronavirus update

In line with guidance from the Government and to help look after our colleagues, we now have a limited number of staff in the office. During this time, we're committed to supporting you in the best way we can. We'll be here throughout to keep you updated so make sure to check back regularly.

  • At this time, please help us to prioritise essential calls by using our online services.
    • If you're a car customer you can use MyAccount or the app to make policy changes or payments, including changing your payment date, checking your documents or to report or track a claim (MyAccount only).
    • If you're a home, bike or van customer, or for any customers wishing to cancel their insurance, please use our online forms.
  • If you do phone, we will only be able to deal with your query if:
    • You're in a vulnerable situation or an NHS/critical care worker who can't easily access our online services, or
    • You are worried about making future payments, or
    • Your policy is due to renew in less than a week and you're concerned the policy is no longer suitable for you, or
    • You need to make a claim and your vehicle is un-driveable or if you need urgent roadside assistance.
  • For all other queries, including buying a new policy, please first read our Coronavirus FAQs for the latest advice and how to use our online services.
  • Our opening hours have changed to: Monday to Friday 9am - 6pm, Saturday 10am - 2pm and Sunday Closed. If do you need to call us, please bear with us as it may take us longer to answer your call. We're sorry for any inconvenience this causes you.

Read our Coronavirus FAQs

Young riders bike insurance

Find affordable bike insurance for young riders from Hastings Direct.

From the age of 16 riders are eligible to get a Compulsory Basic Training certificate and drive a moped. And while there's nothing like the thrill of riding your own motorbike, lack of experience means young riders face significantly higher premiums than any other age group.

Establishing a safe driving record over time is the most effective way for young riders to reduce premiums, but in the meantime there are a few things new riders can do to help reduce bike insurance costs and enjoy the open road.

Get a young riders bike insurance quote

Young riders: Tips for lowering bike insurance premiums

If you are a young rider, keep these tips in mind both before and after you take to the road.

Smaller engine

You might want to have a fast bike with a more powerful engine, but it's better to save these dreams for a few years down the line. Young riders are limited to certain engine sizes, and in general, the more powerful and fast your bike is, the more it will cost to cover.

Abide by the law

Did you know that riders who have points on their licences as a result of speeding convictions or other misdemeanours may be charged more for bike insurance? Maintain a clean driving record to keep costs down.

Avoid accidents

It isn't possible to know exactly what is waiting around the corner, but young riders who need to make a claim will see an increase in future premiums. The cost of bike insurance will come down as you build up more of a no-claims discount. Drive carefully and reap the rewards.

Bike safety

Just like with a car, the risk of theft contributes to the cost of bike insurance premiums. If you keep your motorcycle locked up in a garage or you have decent anti-theft protection it could has a positive impact on your premium.

Improve your qualifications

If you want to prove to the world that your biking skills are progressing all the time, one of the more effective ways for young riders to do this is by completing an accredited training course. The investment should pay off in the form of lower bike insurance premiums - not to mention increased personal safety.

Bike insurance

Great value bike insurance with flexible extras. Tailor your cover to suit your needs and budget - leaving you free to enjoy the open road.

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