Male on motor bike with black helmet on, visor up.

Bike personal accident cover

Up to £20,000 cash payment if you are injured in an accident. Please ensure that you have read the important information about the product before purchasing.

Personal Accident policy

Our optional Personal Accident policy is provided by Canopius and gives you cover for injuries that could happen following an accident on your bike. The £20,000 benefit is payable to you for any of the following:

  • accidental death
  • total loss of sight in one or both eyes
  • loss of a limb or limbs
  • loss of hearing
  • loss of speech
  • permanent total disability.

You are not covered for:

  • anyone who is over 79 years of age
  • any injured person who is not normally resident in the UK
  • any injured person who's under the influence of alcohol or drugs
  • any pre-existing medical condition that's been made worse by an accident.

Your current policy does not have any personal accident cover as standard. You and your pillion passengers could also claim compensation via an at-fault driver. Full terms and conditions can be found in our optional additional products booklet.

Bike insurance

Tailor your cover to suit your needs and budget - leaving you free to enjoy the open road.

Log in to MyAccount

Log in to MyAccount to manage your policy online. You can view and download documents at your convenience. If your policy number starts with 'XA' you can also make payments and changes to your policy online.