You're getting ready to set off on a Sunday afternoon ride with a few friends, but you can't find the key to your bike. You ask your partner, rummage through your pockets, check every drawer in the house, but it's nowhere to be seen.
Losing your bike key can be a real nightmare. Not only will you waste your time looking for it, but you could end up having to fork out for a replacement. And if you misplace your key when you're out and about, you could find yourself stranded and unable to ride home.
Many bikers simply don't want to take the risk, which is why they take out key cover on top of their motorbike insurance policy. Key cover protects riders in the event their bike keys are lost or stolen, covering them for the costs for a replacement
Bike key cover isn't normally a standard product on bike insurance policies, so you'll need to purchase it for an additional cost.
Take out cover with Hastings Direct and your home and office keys are protected as well as your bike keys.
Our policy will provide you with up to £1,500 worth of cover in the event your bike, home or office keys are lost, stolen, locked in, or broken in the lock, meaning you're unable to enter or leave your home.
Bike key cover is provided through Inter Partner Assistance and is available to customers with a bike insurance policy bought through Hastings Direct. Some of the policy benefits include:
If your keys are lost or stolen and you need to make a claim, it won't affect any no claims discount you've built up on other insurance policies.
If you need to make a claim, simply call the claims helpline on 0333 321 9800 (from Europe call +44 1424 738 585) and assistance will be arranged for you. You must report the incident with 48 hours of discovering it, quoting 04 605 41. All claim related costs must be met by the policyholder in the first instance.
The full terms and conditions of our bike key cover can be found in our optional additional products booklet.