Male on motor bike with black helmet on, visor up.

Bike breakdown cover

At Hastings Direct, we're committed to offering the most affordable motorbike insurance possible; that means paying for the cover you need and nothing more.

You can choose from our three levels of cover, and add optional extras to your motorbike insurance like bike breakdown cover so you can find the deal that suits you best.

  Roadside Roadside and Recovery Roadside, recovery and at home Roadside, recovery, at home and European motoring assistance
Misfuelling in the UK ›
If you misfuel your vehicle we will arrange for your vehicle to be drained and flushed of the contaminated fuel, and refuel up to ten litres of the correct fuel.
UK-wide coverage ›
Your insurance will cover you within the UK.
Roadside assistance ›
We will arrange service at the scene of the breakdown. If it cannot be fixed, we will arrange for the bike to be taken to a local garage.
Recovery away from home ›
If the vehicle cannot be repaired at the roadside, the vehicle will be recovered to a local garage or a single destination in the UK.
Overnight accommodation ›
We will arrange one night’s bed and breakfast accommodation.
Cover at Home ›
We will arrange to fix the vehicle if your vehicle breaks down at or within one quarter mile of your home.
Cover in Europe ›
Our cover in Europe gives you the benefit of our roadside and recovery cover while travelling in Europe with your bike in the event of a breakdown.


If you've broken down, don't worry. As long as you have breakdown cover, the RAC are on hand to help 24/7.

The quickest way to get help is to report your breakdown online or, if you prefer, you can call them on 0333 321 9818 (UK) or 00 33 472 43 52 55 (EU).

For deaf, hard of hearing or speech impaired customers, simply text 'breakdown' to 07855 828 282

You can still call the RAC out if you don't have any breakdown cover but you'll most likely be charged a fee.

Optional extras

Once you've chosen the level of cover right for you, there are a number of optional extras you can add to your policy for an extra fee. These include:

Helmet and leathers cover

Bike helmet and leather protection covers the cost of your motorbike clothing if damaged in the event of an accident anywhere in the UK. You'll receive up to £750 for damage to your leathers, boots, helmet and gloves.

Legal expenses cover

With legal expenses cover, you can claim for legal costs to recover uninsured losses and pursue compensation for personal injury if you're involved in an accident that's not your fault.

Bike personal accident

Receive up to £20,000 cash payment if you or your passengers are injured in an accident on your motorbike.

Remember, bike breakdown cover doesn't come as standard, so make sure you're protected. More information can be found in our optional additional products booklet.

Bike insurance

Tailor your cover to suit your needs and budget - leaving you free to enjoy the open road.

Log in to MyAccount

Log in to MyAccount to manage your policy online. You can view and download documents at your convenience. If your policy number starts with 'XA' you can also make payments and changes to your policy online.