Male on motor bike with black helmet on, visor up.

Policy features

We offer a range of bike insurance options at Hastings Direct, allowing you to choose the level of cover that best suits your needs and budget.

There are a number of optional extras available with Hastings Direct bike insurance. Make sure you understand the levels of cover so you buy a policy that is right for you.

Bike breakdown cover

Choosing bike breakdown cover as an optional extra will mean you'll have the appropriate cover if your bike ever breaks down. Find out more about bike breakdown cover.

Bike helmet and leather cover

If you have an accident on the roads, it's not just your bike that can end up costing you lots of cash but your riding gear too. That's why we offer bike helmet and leather cover, to protect your riding gear in the event of an accident causing them damage.

Legal protection

If you get into an accident on the road that isn't your fault, this is where our legal protection cover comes in. Find out what's covered with bike legal protection with Hastings Direct.

Personal accident

If you or your passenger is injured in an accident, we can offer up to £20,000 cash payment. Find out more about what's covered with our bike personal accident cover.

Full terms and conditions can be found in our optional additional products booklet.

Types of motorbike cover

If you're a biker on a budget and want a no frills solution, you can choose from our third party or third party fire and theft insurance. Third party covers the other person and their property if you're involved in an accident. Third party fire and theft offers the same cover but with extra protection if your bike is stolen or damaged by fire.

As our top level insurance, comprehensive cover will protect your bike in the event of damage by accident, theft, fire or vandalism. If something unexpected happens, we'll do all we can to help get you back on the road as soon as possible.

Some of the benefits of Hastings Direct bike insurance include:

  • Up to 6 years' no claims discount
  • 90 days of EU cover per trip abroad
  • Access to a 24/7 UK helpline
  • Option to protect no claims discount.

Discounts are available for:

  • Advanced riders
  • Multi-bike policies
  • New policyholders with zero no claims discounts
  • Continuous ownership
  • Garaging
  • Security measures

Bike insurance

Tailor your cover to suit your needs and budget - leaving you free to enjoy the open road.

Log in to MyAccount

Log in to MyAccount to manage your policy online. You can view and download documents at your convenience. If your policy number starts with 'XA' you can also make payments and changes to your policy online.