Hastings Direct

Hastings Direct's insurance shines again with Defaqto top star rating

4th February 2013

Hasting Direct's standard and premier motor and bike insurance products, together with the company's People's Choice car and bike insurance, have been rated as 5 Star for the second year running by independent experts Defaqto.

A Defaqto star rating reflects the quality of a financial product, helping consumers to make a more informed decision about which product best suits their needs. Star ratings assess a range different features and benefits of insurance policies, (44 for car insurance and 31 for bike insurance), and scores each from 1 to 5. Five being the highest level of a feature and the overall score determines the star rating. Star ratings reflect the range and level of features and benefits offered by each product, not its price. The top 5 star rating means consumers can be confident that this product is one of the most comprehensive in terms of features and benefits in the UK market.

Hastings Direct is one of the UK's fastest growing retailers of insurance products offering car, van, bike and home insurance and the company has just been just voted Car Insurance Provider of the Year by the general public (Consumer Moneyfacts Awards).

Gary Hoffman, Group CEO, Hastings: "We are proud that our car and bike insurance products have once again received the top 5 Star rating. Defaqto star ratings offer consumers a great benchmark and reassurance for our customers that our car and bike insurance policies are not only a great price, but they are amongst the most comprehensive policies on the market."

Some features & benefits of Hastings Direct Defaqto 5 Star Rating motor insurance:

Feature / BenefitCover
Audio limit — manufacturerUnlimited
Sat Nav limit — manufacturerUnlimited
Theft of keys / replacement locks£500
Personal belongings£300
Hotel expenses maximum£250
Alternative transport costs£250
Accidental damage excess£95
Breakdown cover (EU)Optional
Rescue coverProvided
Courtesy carGuaranteed

About Defaqto:

  • Formed in 1994, Defaqto is an independent and impartial financial research company specialising in rating, comparing and analysing financial products.
  • Defaqto helps provider and adviser firms deliver a customer centred service and demonstrate compliance by providing access to the largest, whole of market product database in the UK, and through its expert consultancy, analysis and insight.
  • Defaqto also helps consumers make better financial decisions by providing comprehensive and easy to use information on financial products and product features.

You can access further information at Defaqto's Star Ratings.

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