Bike Legal Protection
At Hastings, we believe that you shouldn't have to be out of pocket for an accident if it wasn't your fault. Our legal protection for bikes offers you cover against costs incurred through a non-fault accident, including any uninsured losses such as your policy excess, compensation for injuries, the cost of repairs and bike hire costs.
Bike legal insurance policy features & benefits
What is covered
Legal protection from Hastings Direct covers you for up to £100,000 for any legal costs agreed by your insurer to try and recover any out of pocket expenses you may face in the event of a non-fault accident.
How we help you
If you are involved in a motor accident which isn't your fault, your insurer will try to recover your uninsured losses from the person who caused the accident.
Uninsured losses can include the following:
- Compensation if you are injured or killed.
- Your policy excess under your motor insurance policy.
- Reasonable charges for a replacement hire vehicle whilst yours is being repaired.
- Compensation for you not being able to use your vehicle.
- Repair costs if you do not have comprehensive motor cover.
- Compensation for damage to your clothes, luggage or personal belongings.
Buy bike legal protection cover from Hastings Direct today
Legal cover is an optional extra that only costs around 50p a week. If you'd like to add this cover to your existing policy please call 0800 11 1066 and speak to our specialist bike team without obligation, or get a quote online now.
Some Hastings Direct motorbike insurance customers are already covered by the legal protection policy - please check your documents to see if this is included.