Bike Breakdown Cover
Hastings Direct offers three levels of breakdown cover, so no matter what your needs and budget, you can find a breakdown insurance policy that suits you.
Breakdown cover features & benefits
If the vehicle cannot be driven as a result of a breakdown, your insurer will arrange for the service as shown below.
| Roadside | UK Recovery | Home Service | |
| Misfueling | ![]() |
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| UK-wide coverage | ![]() |
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| Roadsite assistance | ![]() |
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| Trailer and sidecar service | ![]() |
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| Recovery away from home | ![]() |
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| Emergency driver | ![]() |
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| Recovery at home | ![]() |
*Breakdown cover is only available on single bike policies.
Misfuelling in the UK
If you misfuel your vehicle we will arrange and pay for your vehicle to be drained and flushed of the contaminated fuel, and refuel up to ten litres of the correct fuel.
UK-wide coverage
Your insurance will cover you within the UK.
Roadside assistance
We will arrange service at the scene of the breakdown. If it cannot be fixed, we will arrange for the vehicle to be taken to a local garage.
Trailer and sidecar service
If your vehicle breaks down any attached sidecar or small trailer used for private purposes will be entitled to the same service as the vehicle.
Recovery away from home
If your vehicle cannot be repaired at the roadside or at a local garage the same day, we will arrange for one of the following: the vehicle, you and your passengers to be taken to your destination or home; bed and breakfast accommodation for one night; or hire of another vehicle.
Emergency Driver
If you are unable to drive due to injury or illness acquired during the journey, we will arrange for a driver to finish the journey or return you and your vehicle to where the journey started.
Home Service
We will arrange to pay call-out fees and labour charges needed to start the vehicle if your vehicle breaks down at or within one mile of your home.
Buy breakdown cover for your bike from Hastings Direct today
Breakdown cover is an optional extra available to you and costs start from around 50p a week. If you would like to add this to your existing motorbike insurance* call 0800 11 1066 and speak to our specialist bike team without obligation, or get a quote online now.

