Classic car insurance acceptance criteria
If you can say yes to the following you are eligible for a quotation:
- All drivers are aged 21 - 70 years
- There are a maximum of 3 drivers (including yourself)
- Maximum value of your vehicle is £30,000
- You or any other driver do not use the vehicle in connection with your business, or your employer's business, or for any commercial use, or in connection with the motor trade
- You have a UK postcode (if you have a Northern Ireland postcode please call 01480 484848)
- The vehicle has not been modified or altered in any way (including suspension, bodywork, interior or engine changes), or registered on a 'Q' plate
- The vehicle being insured is a car (not a van, pick up, minibus or kit car) that is UK registered, not an import, not left hand drive.
- You have a valid credit or debit card for payment (not American Express)
- The vehicle is owned and registered to yourself, at your address
and all drivers have:
- Permanent residency in the UK (excluding Northern Ireland)
- Full UK or EU licence for 3 years and have driven regularly in the UK during that time
- No claims in the last 12 months and have had no more than one claim in previous 3 years (ignoring windscreen claims)
- No convictions except two minor offences (codes starting CU, MW, PC, SP, TS) in the last 3 years
- Never had insurance cancelled or refused
- No medical conditions that must be notified to the DVLA, unless they have been permitted to drive by DVLA following notification of an illness/condition to them
- No driver is involved in any of the following occupations: entertainment, TV or radio presenter, professional sportsman/woman, celebrity, professional gambler, hawker, general dealer, offshore oil worker, airside worker, courier/delivery driver, foreign armed forces, debt collector, money lender or unemployed
