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  • cheap car insurance: If you are looking for cheap car insurance then you have come to the right place! Check out how much you could save with Hastings Direct.
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Your cover

Choose the right level of car insurance cover for you - comprehensive cover will protect your car in the event of damage by accident, theft, fire or vandalism, helping to get you back on the road quickly. Third party, fire and theft cover is also available if you prefer - this may be cheaper, but won't cover damage to your car caused in an accident or by vandalism.

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Half price mot from Hastings Direct
More information

Included in your car insurance cover:

  • FREE half price MOT voucher1 More information
  • no claims discount of up to 65%
  • New car replacement2
  • Free courtesy car if your car is being repaired by an approved repairer3
  • FREE EU cover for up to 60 days per trip
  • Up to £750 for audio equipment permanently fitted to your car4
  • Medical expenses of up to £500 per person if you or anyone in your car are involved in an accident and injured2
  • Personal belongings cover of up to £150 if they are lost or damaged in an accident, fire or theft(with comprehensive cover only).5

Optional extras are also available e.g. legal expenses cover to help you claim any uninsured losses after a non-fault accident, or for any injuries you suffer.

Legal Expenses Cover

You can claim up to £100,000 to pay your legal costs, claim back your policy excess, or get compensation for you and your family if you suffer injury or loss of life in a non-fault motor accident that would not be covered by any standard car insurance policy.

Breakdown Cover

Breakdown cover includes roadside assistance, onward transportation and home start, anywhere in the mainland UK, including for your trailer or caravan.

We offer three levels of cover:

Drive sure - Roadside Drive sure - Roadside & Recovery Drive sure - Roadside, Recovery & Home Service
Yearly cost £27.99 £49.99 £79.99
Monthly cost approx £2.33
per month		 approx £4.17
per month		 approx £6.67
per month
No call out charges included included included
Covers mainland England, Scotland, Wales and Northern Ireland included included included
Roadside assistance included included included
Messaging service included included included
Recovery service included included
Personal Cover included
Home service included
Emergency service included
Alternative travel service included
Caravan & trailer service included

Personal Accident

If you suffer a specified injury in an accident, you will receive a benefit of £15,000. If you are a victim of road rage, this cover pays £100 for each day spent in hospital, along with other benefits.

View the car insurance policy wording.

1

By entering your MOT renewal date details you are agreeing to be contacted by Nationwide Autocentre so that they can provide you with your voucher. After completing your quote, please allow up to 40 days to receive the voucher.

2

Available on comprehensive policies, terms and conditions apply.

3

Subject to Underwriter, conditions and availability and using an approved repairer.

4

Available on Comprehensive and Third party fire and theft cover only, terms and conditions apply.

5

Only applies to Comprehensive cover. Items in the car at the time of the accident / loss £150 max for any one, terms and conditions apply.

Hastings Insurance Services Ltd, trading as Hastings Direct, is authorised and regulated by the Financial Services Authority (register number 311492). Registered in England and Wales No. 3116518. Registered Office: Conquest House, Collington Avenue, Bexhill-on-Sea, East Sussex TN39 3LW.