Your car insurance cover
Choose the right level of car insurance for you — comprehensive cover will protect your car in the event of damage by accident, theft, fire or vandalism, helping to get you back on the road quickly.
Third party fire and theft cover is also available if you prefer — this may be cheaper, but won't cover damage to your car caused in an accident or by vandalism.
Included in your car insurance cover:
- FREE half price MOT voucher. 1
- No claims discount of up to 65%.
- New car replacement. 2
- Free courtesy car if your car is being repaired by an approved repairer. 3
- FREE EU cover for up to 90 days per trip.
- Up to £750 for audio equipment permanently fitted to your car. 4
- Medical expenses of up to £500 per person if you or anyone in your car are involved in an accident and injured. 2
- Personal belongings cover of up to £300 if they are lost or damaged in an accident, fire or theft (with comprehensive cover only). 5
Uninsured Driver Promise:
Your policy must be underwritten by Advantage Insurance Company.
In the event that you are involved in an accident that is not deemed to be your fault and the driver of the vehicle that hits you is not insured, your no claims discount will not be prejudiced in any way and you will not have to pay an excess.
This is subject to the following conditions being met:
- You providing us with the make, model and registration of the car.
- Where possible, the other driver’s name and address.
Vandalism Promise:
Your policy must be underwritten by Advantage Insurance Company.
If you make a claim for your car as a result of vandalism which is a malicious or deliberate act, you will not lose your no claims discount. This is subject to the following conditions being met:
- The excess if paid.
- You report the incident to the police and provide us with your crime reference numbers.
- Your no claims discount will be prejudiced until such a time as you provide your crime reference number.
Optional extras are also available e.g. legal expenses cover to help you claim any uninsured losses after a non-fault accident, or for any injuries you suffer.
Legal expenses cover
You can claim up to £100,000 to pay your legal costs, claim back your policy excess, or get compensation for you and your family if you suffer injury or loss of life in a non-fault motor accident that would not be covered by any standard car insurance policy.
Breakdown cover
Breakdown cover includes roadside assistance, onward transportation and home start, anywhere in the mainland UK, including for your trailer or caravan.
We offer three levels of cover:
| Drive sure Roadside | Drive sure - Roadside & Recovery | Drive sure - Roadside, Recovery & Home Service | |
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| Yearly cost | £34.99 | £59.99 | £89.99 |
| Monthly cost | approx £2.91 per month |
approx £4.99 per month |
approx £7.49 per month |
| No call out charges |  |
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| Covers mainland England, Scotland, Wales and Northern Ireland | |
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| Roadside assistance | |
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| Messaging service | |
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| Recovery service | |
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| Personal cover | |
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| Home service | |
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| Emergency service | |
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| Alternative travel service | |
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| Caravan & trailer service | |
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Personal accident
If you suffer a specified injury in an accident, you will receive a benefit of £15,000. If you are a victim of road rage, this cover pays £100 for each day spent in hospital, along with other benefits.
View the car insurance policy wording.
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