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Your cover

Business insurance arranged and administered by Iprism is available for a wide range of companies and professions, such as shops, offices, surgeries, tradesmen & contractors, teachers & tutors.

With business insurance, cover can include:

  • Stock.
  • Tools.
  • Instruments.
  • Liability.
  • Loss of future income.

Retail and shops

Your cover can include:

  • Future income.
  • Deterioration of stock.
  • Employers - public and products liability.

Office

Your cover can include:

  • Computer breakdown.
  • Commercial legal expenses.
  • Access to specialist business helplines.

Surgery and clinics

Your cover can include:

  • Deterioration of drugs and vaccines.
  • Business money and goods in transit.

Tradesmen and contractors

Your cover can include:

  • Third party liability.
  • Tools cover.
  • Contract works cover.

Directors and officers liability

Your cover can include:

  • Wrongful acts.
  • Advancement of defence cost.
  • Blanket cover for any person deemed to be a director or officer - past present or future.

Teachers and tutors

Your cover can include:

  • Equipment, including musical instruments.
  • Personal accident cover for all employees.1

Residential property owners

Your cover can include:

  • Property owners liability £2m.2
  • Contents in communal areas.3